Banks generate enormous volumes of transaction data every day. But having data in the core banking system does not automatically make it ready for Business Intelligence.
For banks running Temenos T24/Transact, critical financial data is stored in complex, multi-value XML formats that are incompatible with standard Business Intelligence and Data Warehouse platforms.
This creates a fundamental “Data Friction” problem.
The opportunity is to transform the core banking system from a “data silo” into a “data engine”, unlocking the value of transaction data and converting complex hierarchical records into actionable, relational intelligence at the speed of business.
From Core Banking Data to Business Intelligence
Business Intelligence depends on more than simply having access to data. The underlying data needs to be structured, validated, consistent, and ready for downstream consumption.
For T24 environments, this means transforming multi-value and sub-value hierarchies into clean relational rows while preserving the logical relationships within the data. It also means simplifying downstream reporting and BI consumption.
Once this foundation is established, core banking data can support a wider range of reporting, analysis, risk, and compliance requirements.
For CFOs and Business Heads, this can mean access to daily liquidity, treasury, and product performance information. Data Analysts and MIS teams can work with structured, validated data for complex regulatory reporting. Compliance and Risk teams can trace information from the final report back to the T24 transaction.
The result is a stronger data foundation for the teams that depend on timely, consistent information.
Turning Data Availability into Business Value
The value of Business Intelligence depends on how quickly trusted information reaches decision-makers.
For 9X, this translates into a clear business objective: reducing the daily financial reporting window from half a day to under three hours, enabling “Day 0” decision-making, while maintaining data consistency across real-time and batch reporting.
The same data foundation can support different business requirements across the bank.
A Finance Controller, for example, may need a Net Open Position report for the regulator, with relational tables populated and reconciled by 7:00 AM. A Credit Head may need to monitor loan delinquency in real time, with events from T24 updating the risk dashboard as they happen.
These use cases demonstrate how core banking data can move beyond operational processing and become a foundation for faster reporting, analysis, and decision-making.
How 9X Builds the Foundation
9X is an Automated Data Engineering Platform purpose-built for T24.
It acts as an intelligent bridge that extracts, normalizes, and streams banking data into a relational staging environment, automatically translating complex T24 data into structured, audit-ready relational data.
By automating this foundational data layer, 9X is designed to support the large-scale processing demands of T24 environments without relying on fragile custom extraction processes.
Its capabilities include incremental and full-load processing, real-time event streaming, automated staging, and multi-country processing logic. The platform is designed to process up to 2 billion records per COB cycle, with a target of completing the daily extraction within under three hours.
Building a More Reliable Data Pipeline
Processing data at scale is only part of the challenge. Banks also need visibility into pipeline health and performance.
9X provides real-time health and pulse monitoring, throughput visibility, estimated completion times, automated retries, and tiered error categorization. These capabilities help reduce manual intervention and support a more reliable data pipeline.
From Data Silo to Data Engine
9X helps transform complex T24 data into structured, audit-ready relational data through automated ingestion, transformation, and streaming.
The result is a reliable data foundation for Business Intelligence, reporting, risk, compliance, and faster decision-making.
Ready to turn your T24 data into a reliable foundation for Business Intelligence? Let’s connect Or email us at hello@lera.us